India Salary Calculator
Calculate your actual take-home salary from CTC
What's your annual CTC?
CTC is the total salary mentioned in your offer letter.
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Tell us about your tax profile
This helps us calculate your tax accurately.
Financial Year
New regime has lower rates but fewer deductions.
How is your salary structured?
Most companies use a standard structure. Customize only if you know your exact breakdown.
Standard breakdown:
- • Basic: 40% of CTC
- • HRA: 50% of Basic
- • Special Allowance: Remaining
Do you have variable pay?
Performance bonus or variable component that depends on targets.
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Expected: ₹0/year
Companies show 100% bonus in CTC, but actual payout depends on performance.
Provident Fund & Retirement
This money is saved for your future but not paid monthly.
₹0/year
Employer contributions (included in CTC):
Employer PF (12% of basic, capped)₹0/year
Gratuity (4.81% of basic)₹0/year
Benefits included in CTC
Insurance and other benefits your company provides.
These are part of your CTC but don't affect your monthly in-hand salary.
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Your take-home salary
Enter your CTC above to see your salary breakdown.